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No, you cannot overstay your visa, even when waiting for an OCI card, and if you do, you may have to pay a hefty penalty. Overstaying your visa is a violation of the Indian immigration laws, and staying even a single day beyond your visa's validity will lead to fines, imprisonment, deportation, and even blacklist from entering into India in the future.
I wanted to know if anyone has had any issues when entering India on an e-visa while their OCI application was still pending? I am planning to travel to India next month, and I am unsure if I will have received my OCI card by then. Will it create an issue if my OCI is approved during my stay in India until I use the same visa to exit?
Remember, an OCI card is not solely enough to exit India. You must have a valid visa, e-visa, OCI, or any other document to prove that your entire duration of stay in India is legal and to avoid facing any legal issues and penalties.
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In my opinion, it's best to exit India and enter a neighbouring country, such as Nepal, using the e-visa within six months. Once you obtain your OCI, you can re-enter India at any time, whether it's the same day, the next day, or whenever, and stay there for as long as you wish. Additionally, you can exit India and return to your home country on the OCI at any time.