I think the 182-day part is where most of the confusion comes from.
I'm an OCI holder living in the UK, and I don't normally stay in India for 182 days. I don't have Aadhaar and haven't needed one for my OCI card.
When I checked UIDAI's information, the 182-day condition is relevant to eligibility for OCI holders as resident foreign nationals. It isn't a general statement that every OCI holder must obtain Aadhaar.
Also, don't confuse the Aadhaar rules for an NRI who still has an Indian passport with the rules for an OCI holder who is a foreign citizen. UIDAI has separate guidance for NRIs with valid Indian passports.
In your case, since you've already become a U.S. citizen and hold OCI, I'd look specifically at the UIDAI "Resident Foreign Nationals" guidance rather than older NRI Aadhaar articles.
I had almost the same confusion. I’m a Canadian citizen with an OCI card and had never applied for Aadhaar after becoming a Canadian citizen.
From what I learned from UIDAI, an OCI holder can enroll for Aadhaar as a Resident Foreign National, but that doesn't mean every OCI holder automatically has to get Aadhaar.
UIDAI's current guidance says resident foreign nationals, including OCI cardholders, who have lived in India for 182 days or more in the 12 months immediately before the enrollment application are eligible to enroll.
I eventually applied when I was spending an extended period in India.
For the documents, UIDAI lists a valid OCI card along with a valid foreign passport as proof of identity, plus an acceptable document showing an Indian address.
So I wouldn't say that having an OCI card means you automatically need Aadhaar.
The eligibility and whether a particular service asks for Aadhaar are two different questions.
No, it is not required to apply for an Aadhar card for OCI cardholders, but if you apply, then you can unlock many benefits. However, to apply for an Aadhar card, you need to gather all the essential documents for a smooth application process, like proof of identity, such as a valid passport and OCI card, proof of address, email ID, and proof of date of birth and mobile number.
Here are the simple processes to apply for an Aadhar card for OCI cardholders. First, you need to stay in India for more than 182 days in the last 12 months to verify your residency eligibility, then you need to visit the Aadhar enrolment center, submit all the supporting documents for the Aadhar card, and complete your biometric data. Then you need to give your contact details, and after OTP validation, you will get your Aadhar card within 90 days to your registered address.
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Another thing worth checking is why you are being asked for Aadhaar.
For example, if a bank, property-related service or another organization asks for Aadhaar, that doesn't necessarily mean Aadhaar is a universal requirement for every OCI holder.
There can be separate KYC or service-specific requirements.
If you're considering enrollment, UIDAI currently says an OCI holder needs a valid OCI card and foreign passport as proof of identity, along with acceptable proof of an Indian address.
One interesting point is that Aadhaar issued to an OCI cardholder as a resident foreign national isn't treated exactly like the Aadhaar of an Indian citizen. UIDAI says Aadhaar issued to an OCI cardholder has a 10-year validity from the date of enrollment.
So I wouldn't apply simply because someone told you that every OCI holder must have Aadhaar. First, check whether you are eligible and whether the particular service you're using actually requires it.