I had a slightly different situation because I live in India rather than abroad.
In my case, I was more concerned because OCI rules specifically mention OCI cardholders who are normally resident in India. The OCI portal says that such cardholders should intimate the jurisdictional FRRO/FRO by email when there is a change in permanent residential address or occupation.
So I wouldn't assume that the procedure is identical for somebody living in India and somebody living overseas.
If you're normally resident in the UK, I'd follow the OCI Miscellaneous Services procedure applicable to an OCI cardholder ordinarily resident outside India.
Also, I wouldn't automatically expect a new physical OCI card just because the address changes. The current OCI FAQ specifically says that an OCI Card shall be issued for miscellaneous services except in cases of change of address/occupation.
That was the part I found most useful because I initially thought every change in the OCI record meant getting a replacement card.
I moved to a different address in the US last year and had the same question.
What I found was that change of address is specifically covered under OCI Miscellaneous Services. The official OCI FAQ lists “change of address/occupation of the OCI Cardholder” among the services available to registered OCI cardholders.
I submitted the update through the OCI portal rather than applying for an entirely new OCI registration.
One thing that confused me initially was the physical card. I expected a new card to arrive showing the new address, but the official OCI information makes a distinction here: an OCI card is issued for miscellaneous services except in cases involving a change of address or occupation.
For my application, I had address documentation available in case it was requested. The official OCI FAQ specifically mentions documents such as an electricity bill, landline telephone bill, undertaking letter from the concerned person, or rent/lease agreement as address proof.
I'd still check the current portal instructions before submitting because the documents and verification process can change.
I think the confusion comes from the wording “change address in OCI card.”
You're not necessarily getting a new physical OCI card with a new address printed on it. The current OCI Miscellaneous FAQ lists change of address/occupation as an update service. It also states that OCI cards are issued for certain miscellaneous services, except in cases of change of address or occupation.
So, in practical terms, the request is about updating the information associated with your OCI record.
If you're applying from the U.S., I'd keep evidence of the new address ready. The official OCI FAQ specifically mentions address proof such as an electricity bill, telephone bill, undertaking or lease/rent agreement.
I would also distinguish an address change from a passport change. If you've renewed your passport, that can trigger a separate OCI passport-detail update depending on your circumstances and the applicable rules. The e-OCI FAQ says passport particulars should be updated through the prescribed OCI process when required, and the e-OCI will reflect the updated information after approval.
So if you've both moved and renewed your passport, don't assume they're the same OCI update.
I haven't changed my address on my OCI yet, but I looked into this when I moved within the same state.
The official OCI portal makes a distinction between OCI holders who normally reside in India and those who live abroad. It specifically says OCI cardholders who are normally resident in India should intimate the jurisdictional FRRO/FRO by email whenever there is a change in permanent residential address or occupation.
That's slightly different from someone who lives permanently in the U.S. and is simply updating their OCI record after moving from one U.S. address to another.
For someone in the U.S., I'd still update the OCI record rather than leave an old address indefinitely. Address change is expressly available through OCI Miscellaneous Services, and the official FAQ says proof of address should be furnished. It gives examples such as an electricity bill, landline telephone bill, undertaking from the concerned person, or rent/lease agreement.
I wouldn't rely on an old Reddit/forum post for this because OCI procedures have changed over time.
Also, the OCI portal currently has an e-OCI system. The e-OCI reflects information held in the OCI record, so keeping the underlying record updated is useful even if the physical card itself isn't reissued for an address change.
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I think the important distinction is between updating the OCI record and getting a new physical OCI card.
The official OCI portal treats a change of address as an OCI Miscellaneous Service. It isn't listed as a completely new OCI application.
The portal also says that for a change of personal particulars, including address, sufficient supporting proof should be provided. Its FAQ gives examples of address proof such as an electricity bill, landline bill, undertaking letter from the concerned person, or a rent/lease agreement.
So if you've moved, I'd update the record through the prescribed OCI process rather than creating a new OCI application.
As for whether you can simply ignore an old address, I personally wouldn't leave the information outdated if the government system provides a specific mechanism to update it.
At the same time, I wouldn't assume that an address mismatch automatically means you'll be refused entry to India. That's a much bigger conclusion than the official guidance supports.
For travel, I'd make sure the passport linked to the OCI is valid and that the OCI details are otherwise correct. If you're uncertain about your particular circumstances, check with the relevant Indian Mission/Post or FRRO.