To convert a PIO to an OCI card you have to apply online application, fill out your application with the correct information, upload all the required documents, make an appointment at the nearest VFS Global center, and bring all documents related to your appointment.
For me, the physical submission of the application at the consulate was fine, but tracking my application status was a little slow, which was quite frustrating. It took me about 3 months to receive my OCI card.
The experience will completely depend on how prepared you are. My experience was very smooth because I made sure everything was perfect. I followed all the guidelines of the VFS Global regarding the documentation accurately, and I even cross-checked my online application to avoid any typos. The appointment at the center was fast, and the staff there are very helpful. I got my OCI card within 6 weeks, which was much faster than I thought. So, be careful with the paperwork and stay prepared in advance to have a stress-free experience.
For me, the conversion process was surprisingly smooth compared to what I was thinking, because I have heard a lot of bad stories. I was prepared to experience a frustrating process, but luckily, everything went well.
PIO to OCI conversion is a simple and smooth process if you give the correct information and upload all documents scanned.
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I applied for PIO to OCI conversion based on my grandparents' Indian origin. For me, the biggest challenge was submitting their documents because some of them were faded and hard to find. Initially, everything was accepted, but later, I got an email requesting some extra evidence. I had to spend a lot of time searching for old school leaving certificates and their ration cards, but it was worth it because my application got approved. However, this requirement added a few extra months to the process. I would advise everyone in my situation to gather every document in advance and keep a few additional forms of evidence in advance, even if they don't seem necessary.