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Yes, as an OCI cardholder, you can buy commercial and residential properties in India. These are the official guidelines, which are issued by the Reserve Bank of India. However, if an OCI cardholder wants to purchase agricultural or farming land the it is not possible for them because the Indian government does not allow OCI cardholders to purchase agricultural or plantation lands.
Here are some of the essential documents for a foreign national that you will need to purchase and invest in real estate in India, which include: the OCI card of the person who is buying or investing in the real estate. If you are a Non-rersident indian, then you have to submit your passport, Permanent Account Number (PAN) card, 2 passport-size photos, and proof of address. By submitting all this essential information, you will easily be able to purchase any commercial or residential land in India.
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A foreign national who is a resident of India can easily purchase property in India with all the approvals and requirements from the Indian government. If a foreign national who is a resident of Pakistan, Sri Lanka, Afghanistan, Nepal, China, Bhutan, Iran, or Bangladesh needs to get permission before purchasing property in India from the Reserve Bank.