experience was that the process felt longer than the actual submission part.
The online form itself wasn't particularly difficult, but I spent a lot of time checking my Indian address because I had lived at more than one address in India. I also made sure the police station information matched the address I provided.
One thing I would clarify is the passport question. Don't rely on information from another country's VFS website. PCC procedures can be different depending on where you are applying. The U.S. VFS guidance and checklist should be the reference for an application from New York/New Jersey. The current U.S. PCC page says applicants apply according to their consular jurisdiction and lists the New York ICAC as one of the application centres.
Also, don't panic if you don't receive the PCC immediately after VFS receives your package. Police verification can affect the overall timeline. The Ministry of External Affairs explains that, for Indians applying for PCC through an Indian Mission abroad, the Mission forwards the application to the concerned Passport Issuing Authority in India and issues the PCC after receiving the relevant status report.
So I'd allow some buffer if the PCC is needed for an immigration deadline.
I went through the PCC process from the U.S. recently, although my application was from a different state, so check the current New York jurisdiction before sending anything.
The main thing that helped me was treating the Government of India application and the VFS submission as two separate steps. Completing the online government form gave me the ARN, but that wasn't the end of the application. I still had to complete the VFS registration and submit the required documents through the Indian Consular Application Centre.
The current VFS instructions specifically say that applicants should complete the Government online PCC form first, then complete the VFS process and submit the application according to their consular jurisdiction.
I also wouldn't assume that the passport issued in India determines where you submit the application. Your current U.S. residence and the applicable consular jurisdiction are important.
For the documents, I would follow the current VFS PCC checklist rather than an old Reddit post or blog. The checklist says applicants need to provide their Indian address and the concerned police station because the information is used for police verification.
My biggest advice is to double-check every address and police-station detail before submitting the online form. Once submitted, corrections may not be possible on that application.
I recently applied for a PCC for an Australian visa. One thing that helped me was carefully reviewing every document before submitting the application.
A friend had his application put on hold because one of the uploaded copies wasn't clear enough. After resubmitting the document, the process continued normally.
Processing times seem to depend on whether additional verification is required and the workload at the Consulate. If your immigration deadline is close, it's probably better to apply sooner rather than later rather than waiting until the last minute.
My experience was slightly different. I also applied from New York, but my permanent address in India had changed since my passport was issued.
Because of that, there was an additional police verification at my Indian address. My family received a visit from the local police station before the clearance was completed.
The entire process took just over five weeks. Everything eventually worked out, but it definitely took longer than I expected. If your passport details and address records are current, your experience may be quicker than mine.
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I would also check the VFS checklist immediately before mailing your application because some older PCC guides are outdated.
For example, the current U.S. checklist says VFS registration is mandatory before sending the physical application. It also says photocopies should be full-page and clearly legible, and that the application should be made using the correct Indian Mission based on the applicant's state of residence.
Another thing worth checking is the photograph specification. The current checklist calls for two recent 2 x 2 inch colour photographs on photographic paper.
As for processing time, the current VFS U.S. PCC information lists a normal processing time of 28 business days. That's a useful benchmark, but I wouldn't treat it as a guaranteed delivery date because applications involving verification or additional-document requests can take longer.
If your immigration deadline is fixed, I'd submit as early as possible rather than planning around exactly 28 business days.
And definitely keep copies of the complete application, courier tracking and payment confirmation. Those are useful if you later need to check where the application is in the process.